how to stop loan app from accessing and sending massage to my contacts.
online lending apps have been helping people to solve their financial issues for many years now.
we have noticed that some of these loan apps are loan sharks, do not work with Google policy nor do they obey normally FCCPC law.
some loan sharks are not causing some disasters in the name of taking back their loan, they provide and spread fake information about people owing them.
some of these loan app go to the extent of sending massage to the contacts of the people owing them, tagging them as fraudulent victims and other negative complementary massage that may follow it.
many people have been asking whether it is possible to deny this loan app access to their contacts, whether they can stop loan apps from accessing and sending massage to their contacts, whether app can still access their contacts even when they are installed.
you mental health is very precious, that’s why we write this article to show you how to stop loan apps from accessing your contact, how to stop loan app from sending massage to your contacts and also how to protect your account from fake loan apps.
endeavor to read this article till the end as all the information provided will be very helpful to any person who want to know how to stop loan apps from accessing and sending massage to their contacts.
procedure to stop loan apps from accessing and sending massage your contact.
if you’re among those who have been defamed by this loan apps by sending defamatory massage to your contacts, telling them that you’re a chronic deBtor, check below to see the procedure to follow in order to stop loan apps from accessing or sending massage to your contacts.
HOW to stop loan apps from sending massage to your contacts.
below are step by step procedure for stopping loan apps from sending massage to your contacts.
- open your phone settings app.
this is where you will start, you can manage everything concerning apps in your phone through the setting app.
you can check the image attached below to see how to locate your phone settings app.
- click on app & notification.
here you will see a list of all the apps in your phone, check below to see an image that shows the position of app and notification in your phone settings.
- click on app permission.
here you will see all the available permission on your phone and apps that can access such permission.
there are permissions like contact, sms, sensor,.. as you are trying to get rid of apps massaging your contacts, choose the permission that suits you.
check below to see an image for a proper guidance
- click on contacts.
here you will see a list of all apps that have access to your contacts.
apps like Facebook, Instagram, WhatsApp, massage and the said loan app.
if the loan app has access to your contacts and you want to stop it from sending massage to your contacts, turn Off the access.
once you turn Off the access, the app will not be able to send massage to your contacts again.
check below to see image of how you can turn Off loan app from accessing your contacts.
you can click on apps & notification==> app management and then locate the said loan app and deny them access to your contacts.
check imagine below for proper assistance.
once you deny them access to your contacts, they will stop calling your contacts.
NOTE: if the loan app has download your contacts information on their data base, this denying of access will not be effective as they will be calling directly from the data in their data base.
also there’s another way of stopping a loan app from sending massage to your contacts if you have completed your payment, this method is by uninstalling the app and never patronizing them again.
if you noticed any loan shark, kindly report them to FG as they are doing more harm than good.
you can also have a one to one chart with their agent and assure them the date you want to pay your loan if you want them to stop calling or sending massages to your contacts.
your mental health is precious, don’t patronize loan app that will give you a high blood pressure, check below to see a list of loan apps that are officially approved by FG as they work in accordance with Google policy and FCCPC act.
How to stop loan companies texting my contacts.
in order to stop loan companies from texting your contacts, there are two ways you can follow.
- 1. pay back your loan, uninstall the loan app and never patronize such loan app or.
- 2. go to your mobile phone setting and deny the loan app access to your contacts.
by doing so, they will not be able to send massage, text massage to your contacts.
NOTE: make sure you pay back your loan before installing the loan app to avoid further damages to your bank account as they may decide to debit your bank account once they have any chance.
Loan apps sending messages to contacts.
we have seen several cases where loan companies are sending massages to family and friends of their debtors, the main problem here is that this loan people will be providing false informations, fake defamation and other means that violates FCCPCA.
below is an example of such massages, here, the apps are
Spread this an save someone from being a victim of such evil . U never no who is next.
It is a pity how people demand the image of they follow human being with no remorse , with out thinking what will become off the person in question just because of money.
Beware of this name (ncash). The will talk people into getting loan from them giving the person in question d duration and when to pay back but when you are unable to meet up with that date , the will hack you contact and send a very destructive, image demanding massage to everyone on ur contact making it look like you are a fraudulent person or worst. Below is a copy of those massages
around 11:00 PM they send this massage to someons contact
RUTHLESS, CHRONIC AND UNREMORSEFUL NCASH DEBTOR!!!!TREAT AS URGENT: This is to inform you that Name: ****************””” is a DECIETFUL PERSON, THIS PERSON has PROVEN to be a RUTHLESS,CHRONIC, IRRATIONAL and UNREMORSEFUL DEBTOR who goes about COLLECTING MONEY from different FIN-TECH COMPANY.
they will go to the extent of acting as if you are trying to run away with their money or something like that
This PERSON IS currently owing the company(NCASH) A SUBSTANTIAL AMOUNT of money and has refused to payback nor pick our calls AFTER SERIES OF ATTEMPTS TO GET IN TOUCH… Be informed that this person is acting against NCASH contract and legal actions will be taken which includes reporting THE PERSO
[11/5, 3:35 PM] D AND DECLARED WANTED…
they takes the case too serious to the extent that you will not have any value in the eye of your friends and family, the shark loan will argue your contacts to provide any information they have about you.
Pls contact us if you have any information about this person as soon as possible, else the company will proceed to the next action, because this person provided us with DETAILS AND INFORMATIONS…
the worst part of this is that this shark loan will put an enmity between you and your family, friends or Whatsapp contacts by claiming that you used their informations when borrowing the loan, which means that they will invite them to questioning in police station or law court.
WE WILL SOON INVITE YOU FOR QUESTIONING BY THE LAW ENFORCEMENT AGENCY AND MOSTLY GET YOU DETAINED BECAUSE WE HAVE YOUR FULL INFORMATION WITH US PROVIDED BY THIS PERSON TO ACT IN ACCORDANCE TO WHAT HE SIGNED FOR IF HES UNABLE TO PAY BACK THE LOAN, and if you are not aware of this loan you can as well call the person to delete your information in the app SO AS NOT TO GET YOU INVOLVED OR
the last thing they will do is to prepare an obituary poster for you or display your informations on all social media apps telling people that you are a chronic deptor who is on the run with company money
N IN QUESTION TO THE NIGERIA POLICE FORCE AND THE CREDIT BUREAU OF NIGERIA TO STOP HIM AND HIS CONTACTS from accessing loan both Locally and Internationally, blocking his BVN from performing any financial transactions, suing him among others. IF WE DONT GET THE PAYMENT TODAY, ADEQUATE MEASURES WOULD BE ENFORCED TO GET OUR LOAN REPAYMENT BACK BY INFORMING THE PUBLIC AND AS WELL GOING ON SOCIAL MEDIAS TO SHARE THE PERSON BVN, EMAIL ADDRESS, HOME ADDRESS AND ACCOUNT NUMBER ON FACEBOOK, WHATSAPP, INSTAGRAM, MESSENGER, WHATSAPP GROUPS, SNAPCHAT AND TIKTOK AND THE PERSON IN QUESTION WOULD BE SERIOUSLY DISGRACE.
This is a massage sent to someone’s contact’s by an agent of ncash . This is evil destroying someone image just because of a loan .
how to remove your information from loan apps and stop loan apps from deducting money from your bank account.
how to stop loan apps from deducting money for your bank account.
the worst part of it is that this loan app is cable of withdrawing money from your bank account.
due to the informations you provided to them when seeking for a loan, they are capable of using those bank details to debit your account, we have seen many cases where they debit their users without the victims consent.
this act is against Google policy and also against nigeria Constitution and so any loan app that works in this way should be reported to federal government immediately.
below is a solution to follow in order to stop loan apps from deducting money from your bank account.
the first thing to do is to change the information provided in your loan app dashboard.
you can start by changing your credit card details which you entered there to an incomplete or wrong details then, delete the details from your dashboard.
PLEASE! make sure you have paid back your loan or you have intention of paying it back when doing this.
if after deleting the details from the loan app and still they can debit your account, uninstall the app immediately..
uninstalling the app is a better option but to be on a safer side, block the ATM card which you used in opening the loan app account, this will make them unable to debit your bank account with out your consent again.
we have seen so many cases where these shark loan keep withdrawing money from the users account without the person’s permission.
this story below was narrated by one of the shark loan victims, she explained how this loan apps keep up extorting money from her, despite the fact that she has been working with the loan app for years.
Pls I need advice on how to go about this, I have been operating with an online loan for almost a year now, last month my phone got stolen I couldn’t get to Dem before then I noticed that each time Money enters my account it will be deducted from a POS and this online app they collect all my accounts details and BVN and my card pin I reported to my bank they said it’s the app am dealing with, after my phone got stolen I I had to retrieve my line and was using my daughter phone, I wen they called me I explained what happened that my phone was stolen along my money that they should give me time the person that called listen before u know another person called I explained that one said it’s not his business in a day more than five person will call some shouting and treten me, I told Dem how my money have been leaving my account they refuse to listen last week again someone sent me money before I knew what is happening they have removed my money, and sent massages and my pictures to all my phone contacts telling them am a criminal and a fraudulent person that I used my contacts as a guarantor to collect money that I go about duping people. This is a app that I have been using for long without defaulting with their high inter rate , but just because of what happened the tagged me a criminal, till now they are still harrasing my phone contacts
how to report fake loan apps that are calling or texting massage to your contacts.
these loan texting and calling your contacts are loan shark, they do not work accordingly with legal policy and Google policy, such loan app should be reported to Google or FG for further investigation.
Investigations by The ICIR revealed that XGO Finance Limited, Lagos, was registered as a financial company with the CAC on May 20, 2019, and co-own three other loan apps, namely imoney, Xcredit and Credit9ja.
With registration number RC 1586333, it was listed as inactive by the CAC. The company owners are Chinese nationals, Duan Wei, also known as Robin Duan and Zhong LiuHao.
Wei is the co-founder and Chairman of Mobvista Inc, a Chinese technology firm whose subsidiary, MIB Network Limited, owns majority shares in XGO Finance Limited.
While LiuHao is saddled with handling the research and analysis of the Nigerian market in line with the company’s policies.
Kehinde Ijilade, a Senior Associate at Stonebridge Solicitors & Advocate located in Surulere, Lagos State, serves as the lawyer of record for the company.
The Chinese directors also registered an unlicensed microfinance bank with the CAC, Finpath Microfinance Bank and a logistics firm XGO Technology Limited on the same address as XGO Finance Limited in Victoria Island, Lagos.
They listed their address on the CAC forms as Room 503, No 33 Jiansheliu Road, Yuexiu, and 84, 1st Road, Xing Tian Town, Xingning, all in Guangdong, China.
to report such fraudulent loan app, send an email to this address below.
The e-mail address to contact the task force on complaints against loan apps is email@example.com.
ALSO, a senior advocate of Nigeria has come out to defend any person who is going through defamation by loan sharks.
the lawyer Barr. Nelson Nnaji ( official Lawyer). is a specialist in Criminal Law and also a Human Rights Lawyer.
he made a post on sueing the loan sharks for tortious act of libel(defamation).
his plan is to sue them on your behalf so that they will pay millions in damages to the victims. The victims he mean here are those whom they have sent defamatory text massages to their contacts not those they merely threatened.
the lawyer have made a speedy plan to bring up the action against them as quick as possible. We will sue them through their corporate bodies.
Through their registered companies we can easily unmask their directors, other principal officers of the company and as well as their registered offices .
Example is Cashigo International Limited. They are committing their evil under the guise of Lcredit.
The owner is Yuntao Cong a Chinese living in Indonesia
His assistant is Lifeng Jia a director living here in Nigeria. Their Company secretary is Kelechi Obi’s firm.
Their registered offices are 4 emina crescent, off toyin street and 22A Rasheed Alabama Williams Street Lekki, Lagos 100001 Nigeria. Their official contact is
They now employed many Nigerians paying them peanuts and using them for the execution of their evil plans.
he planned to sue 4 or 5 loan companies first(lcredit, solo and any other 2 or 3 you choose). they can sue others subsequently.
Being a company, they will sue them at the Federal High Court (the court that has jurisdiction on company matters).
they will sue them by way of representative or class action(I will decide the best one). The court will serve them through their registered offices.
the lawyer may pick 100 victims to represent each app.. so five 5 apps will give us 500 Representatives in total. Each person must have evidence of defamation to show.
they will be praying the court to award the sum 5m to each victim as a compensation for destruction of their reputation for no just cause.
Keep all the massages safe. They are our evidence. For those who became sick and depressed, keep the medical reports safe.
For those who attempted suicide but withstood it, you are a hero. For those who took their lives, we will get justice for you no matter the cost I love you guys.
Nelson Nnaji esq
Barrister and Solicitor of the Supreme Court of Nigeria.
FAQ concerning how to stop a loan app from sending massage or how to stop loan apps from calling your contacts.
below, I will be answering some of the frequently asked questions concerning this topic “how to stop loan apps from accessing and sending massage to your contacts”
can loan apps access my gallery?.
due to rapid increase in technology, some loan apps can now access your gallery.
check below to see how to stop them from accessing your gallery.
before they can be able to access your gallery, you might have given them permission to do so, if you want to stop them from accessing your gallery, remove the permission and that’s all.
you can check the procedure and pictures above to see a clearly how you can turn Off this access
Can an app access my contacts if uninstalled.
normally, once you uninstall an app, the app will not be able to access your contacts.
in a case when the app has download your contacts details in their data base, they will be calling even when you uninstall it.
they best thing to do is to pay back your loan and never patronize such loan app again.
if the app is too dangerous, you can consider blocking your ATM card to avoid losing your hard earned money.
Can loan app block my BVN.
loan apps can block your BVN blacklist your BVN though not these loan shark that send massage to peoples contacts.
loan apps may even affect your Visa processing.